Mutual gold industry yields drop volume rose platform competition competition asset quality hyuna

Mutual gold industry yields fall volume rose competition platform competition asset quality Sina fund exposure platform: letter Phi lag false propaganda, the performance of long-term lower than similar products, how to buy funds pit? Click [I want to complain], Sina help you expose them! – reporter Yin Peng the day before, approved by the State Council, the China Banking Regulatory Commission and other four ministries jointly issued the "network credit information intermediary business activity management Interim Measures" was promulgated, the net loan industry hot cool down, especially in the net loan yields continue to decline. In the industry view, with the increase in the cost of assets and other operations, such as the increase in the cost of the future earnings of the mutual platform or continue to fall. Thus, the quality of assets will become a platform to consider new indicators of strength. Yield reduced turnover rose Puyi standard monitoring data show that since September 12th, the 193 banks issued a total of 1260 models of financial products (including the expected return of closed and open type expected return net products), non guaranteed financial products issued a total of 65 state-owned banks, the average expected return of 3 to 6 months the rate was 3.56%; the average expected return of 6 to 12 months was 3.63%. City Commercial Bank issued a total of 413 non guaranteed financial products, the average expected rate of return of 3 months to 6 months, the average expected rate of return of 6 months to 12 months was 4.18%. Net loan home statistics show that since September 19th, the net loan industry average investment yield of 10.15%, down from the previous week by 41 basis points. In fact, there are a number of recent gold platform to reduce or plan to reduce product yields. Although yields fell, but the industry volume continued to rise. Data show that in August net loan industry turnover of 191 billion 30 million yuan, an increase of $4.4% in July. At the end of August, the net loan industry history of the total volume of 2 trillion and 580 billion yuan. The balance of the loan industry soared, as of the end of August, the loan balance of net loan industry increased to 680 billion 332 million yuan, an increase of 3.59% at the end of July, growth slowed down. The industry believes that, in accordance with the net loan balance growth rate since 2016, is expected by the end of 2016 net loan balance is expected to double by the end of 2015. Return to a reasonable level "network credit information intermediary business activity management Interim Measures" issued, the Internet financial industry become standardized and rational; in addition, the social risk-free interest rates continued downward, a lot of net loan platform has issued a notice to cut interest rates, interest rate cut in the range of 0.2 to 2 percentage points ranging. Yields heavy, is the most sensitive investors. Some investors think this is a good thing, because the high yield means high risk. The decline in the rate of return in the industry means that the borrower gradually reduce the cost of the corresponding platform risk will decline. For investors, which adds a lot of security. The relevant person in charge of the Federal Reserve said, on the one hand, under the new regulatory policy, those who rely solely on high yield to attract investment platform will gradually be eliminated, industry risk reduction; another theory相关的主题文章:

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